Members1st community credit union Review

About Members1st community credit union

Members1st Community Credit Union: Your Trusted Financial Partner

Members1st Community Credit Union is a financial cooperative that has been serving its members since 1936. With over 80 years of experience, Members1st has become a trusted partner for individuals and businesses in the communities it serves.

As a credit union, Members1st is owned by its members and operates on a not-for-profit basis. This means that any profits earned are returned to the members in the form of lower fees, better rates, and improved services. Members have a say in how the credit union is run through their right to vote for board members and participate in annual meetings.

Membership at Members1st is open to anyone who lives or works in Adams, Cumberland, Dauphin, Lancaster, Lebanon or York counties. Once you become a member of Members1st Community Credit Union you can take advantage of all the benefits that come with membership.

Personal Banking Services

Members1st offers personal banking services designed to help you manage your finances more effectively. Whether you need checking or savings accounts, loans or credit cards – we have got you covered.

Checking Accounts: We offer several types of checking accounts including free checking with no minimum balance requirement and interest-bearing checking accounts for those who maintain higher balances.

Savings Accounts: Our savings accounts offer competitive rates so your money can grow faster. We also offer special savings accounts like holiday club accounts and youth savings accounts.

Loans: Whether you need an auto loan or personal loan – we have got you covered with competitive rates and flexible terms.

Credit Cards: Our Visa® credit cards come with low interest rates and no annual fees so they are perfect for everyday use as well as emergencies.

Business Banking Services

Members1st also offers business banking services designed to help small businesses grow. From business loans to merchant services – we have everything your business needs to succeed.

Business Loans: We offer several types of business loans including lines of credit, term loans and commercial real estate loans.

Merchant Services: Our merchant services allow you to accept credit card payments from your customers easily and securely.

Online Banking

Members1st offers online banking services that make it easy for you to manage your finances from anywhere. With online banking, you can check account balances, transfer funds between accounts, pay bills and more – all from the comfort of your own home or office.

Mobile Banking

Our mobile banking app allows you to access your accounts on-the-go. You can check account balances, transfer funds between accounts, pay bills and more – all from the convenience of your smartphone or tablet.

Financial Education

At Members1st Community Credit Union we believe in empowering our members with financial education. We offer a variety of resources including seminars, webinars and articles on topics like budgeting, saving for college and retirement planning.

Conclusion

Members1st Community Credit Union is a trusted financial partner that has been serving its members for over 80 years. As a not-for-profit cooperative owned by its members – we are committed to providing competitive rates, low fees and exceptional service. Whether you need personal or business banking services – we have got you covered with everything from checking accounts to business loans. Join us today and experience the difference that comes with being a member of Members1st Community Credit Union!