About Jersey central federal credit union
Jersey Central Federal Credit Union: Your Trusted Financial Partner
Jersey Central FCU is a full-service credit union located in Cranford, New Jersey. Established in 1936, the credit union has been serving its members for over 80 years. With a mission to provide financial services that enhance the lives of its members and their families, Jersey Central FCU has become a trusted financial partner for many individuals and businesses in the community.
As a not-for-profit financial institution, Jersey Central FCU is owned by its members and operates solely for their benefit. This means that any profits earned by the credit union are returned to its members in the form of lower loan rates, higher savings rates, and better services. Unlike banks that are driven by profit motives, Jersey Central FCU puts its members first.
Membership at Jersey Central FCU is open to anyone who lives or works in Union County or certain parts of Somerset County. Once you become a member, you can take advantage of all the products and services offered by the credit union.
Products and Services
Jersey Central FCU offers a wide range of financial products and services designed to meet your needs at every stage of life. Whether you need a checking account for everyday transactions or want to save for your child's education or retirement, there's something for everyone at this credit union.
Checking Accounts: Choose from three different types of checking accounts - Basic Checking, Premier Checking Plus+, or Student Checking - depending on your needs.
Savings Accounts: Save money with one of several savings accounts offered by Jersey Central FCU such as Regular Savings Account (Share Account), Money Market Account (Money Fund), Christmas Club Account (Holiday Club), Vacation Club Account (Travel Club) etc..
Loans: Whether you need an auto loan or personal loan , home equity line-of-credit , mortgage loans , student loans etc.. You can get it all here with competitive interest rates .
Credit Cards: Choose from a variety of credit cards with low interest rates, no annual fees, and rewards programs.
Online Banking: Access your accounts 24/7 with online banking. You can check your balances, transfer funds, pay bills and more.
Mobile Banking: Manage your finances on-the-go with mobile banking. You can deposit checks, view account balances and transactions , transfer funds etc..
Investment Services: Jersey Central FCU offers investment services through CUSO Financial Services L.P. (CFS). Whether you need help planning for retirement or want to invest in stocks or mutual funds , CFS can help you achieve your financial goals.
Why Choose Jersey Central FCU?
There are many reasons why you should choose Jersey Central FCU as your financial partner:
1. Personalized Service - At Jersey Central FCU, you're not just a number. The credit union's staff is committed to providing personalized service that meets your unique needs.
2. Competitive Rates - As a not-for-profit financial institution, Jersey Central FCU is able to offer competitive rates on loans and savings products.
3. Convenience - With multiple branches located throughout Union County and Somerset County , it's easy to access the services offered by the credit union .
4. Community Involvement - Jersey Central FCU is committed to giving back to the community it serves through various charitable initiatives .
5. Security - Your deposits at Jersey Central FCU are insured up to $250000 by National Credit Union Administration (NCUA) which makes it safe place for saving money .
Conclusion
Jersey Central Federal Credit Union has been serving its members for over 80 years . It offers a wide range of financial products and services designed to meet the needs of individuals and businesses in the community . With competitive rates , personalized service , convenience , community involvement , security etc.. It's clear why so many people choose this credit union as their trusted financial partner . If you're looking for a financial institution that puts its members first, look no further than Jersey Central FCU.