About J. s. ward & son, inc.
J.S. Ward & Son, Inc.: Your Trusted Independent Insurance Agency in Artesia, New Mexico
J.S. Ward & Son, Inc. is a leading independent insurance agency based in Artesia, New Mexico. With over 100 years of experience in the industry, we have been providing comprehensive insurance solutions to individuals and businesses alike.
As an independent agency, we work with multiple insurance carriers to find the best coverage options for our clients at competitive rates. Our team of experienced agents takes pride in delivering personalized service and building long-term relationships with our clients.
We offer a wide range of insurance products including business insurance, commercial insurance, workers compensation insurance, oil & gas insurance, farm & ranch insurance and personal lines coverage.
Business Insurance: Protecting Your Business from Risks
At J.S. Ward & Son Inc., we understand that every business is unique and has its own set of risks and challenges. That's why we offer customized business insurance solutions tailored to meet your specific needs.
Our business coverage options include property damage protection for your physical assets such as buildings and equipment; liability protection against claims arising from accidents or injuries on your premises; professional liability coverage for errors or omissions made by you or your employees; cyber liability protection against data breaches; and more.
Commercial Insurance: Comprehensive Coverage for Your Commercial Vehicles
If you own a fleet of commercial vehicles such as trucks or vans that are used for business purposes, it's important to have adequate commercial auto coverage to protect them from accidents or other damages.
At J.S. Ward & Son Inc., we offer comprehensive commercial auto policies that cover bodily injury liability; property damage liability; collision damage caused by an accident with another vehicle or object; theft or vandalism damage; medical payments for injuries sustained by you or your passengers during an accident regardless of who was at fault; uninsured/underinsured motorist coverage if the other driver doesn't have enough coverage to pay for damages; and more.
Workers Compensation Insurance: Protecting Your Employees and Your Business
If you have employees, it's important to have workers compensation insurance to protect them in case of work-related injuries or illnesses. Workers comp coverage provides medical benefits, lost wages, and other benefits to employees who are injured on the job.
At J.S. Ward & Son Inc., we offer workers compensation policies that comply with state regulations and provide comprehensive coverage for your employees. We work closely with you to understand your business needs and tailor a policy that meets your specific requirements.
Oil & Gas Insurance: Comprehensive Coverage for the Energy Industry
The oil & gas industry is one of the most complex industries in terms of risk management. At J.S. Ward & Son Inc., we understand the unique risks associated with this industry and offer customized insurance solutions tailored to meet your specific needs.
Our oil & gas coverage options include general liability protection against claims arising from accidents or injuries on your premises; pollution liability protection against environmental damage caused by oil spills or other hazardous materials; property damage protection for physical assets such as drilling rigs, pipelines, tanks, etc.; business interruption coverage if operations are interrupted due to a covered loss; and more.
Farm & Ranch Insurance: Protecting Your Agricultural Assets
If you own a farm or ranch, it's important to have adequate insurance coverage to protect your agricultural assets from risks such as natural disasters, thefts, accidents etc.
At J.S. Ward & Son Inc., we offer comprehensive farm & ranch policies that cover property damage caused by fire, lightning strikes or other natural disasters; liability protection against claims arising from accidents on your premises; livestock mortality coverage if animals die due to illness or injury; crop insurance against losses due to weather conditions such as droughts or floods; equipment breakdown coverage if machinery breaks down during use etc.
Personal Lines Coverage: Protecting You and Your Family
At J.S. Ward & Son Inc., we understand that your personal assets such as your home, car, and other valuables are important to you. That's why we offer comprehensive personal lines coverage options to protect you and your family from risks.
Our personal lines coverage options include homeowners insurance that covers property damage caused by fire, thefts or other natural disasters; auto insurance that covers bodily injury liability, property damage liability, collision damage etc.; umbrella insurance that provides additional liability protection beyond the limits of your primary policies; and more.
In conclusion, J.S. Ward & Son Inc. is a trusted independent insurance agency in Artesia, New Mexico that offers comprehensive insurance solutions for businesses and individuals alike. With our personalized service and competitive rates, we strive to build long-term relationships with our clients based on trust and mutual respect. Contact us today to learn more about how we can help protect what matters most to you!
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