Ing direct australia Review

About Ing direct australia

Ing Direct Australia: Your One-Stop Shop for Everyday Banking and Savings

Are you looking for a reliable financial institution that can cater to all your banking needs? Look no further than Ing Direct Australia. With a wide range of products and services, Ing Direct is the perfect choice for anyone who wants to manage their finances with ease.

Ing Direct Australia is an online bank that offers everyday banking and savings accounts, home loans, personal loans, credit cards, insurance, and superannuation. The company was founded in 1999 as part of the global ING Group and has since grown to become one of the most trusted names in Australian banking.

Everyday Banking

Ing Direct's everyday banking products are designed to make managing your money simple and hassle-free. The Orange Everyday account is a transaction account that comes with no monthly fees or ATM fees when you withdraw cash from any ATM in Australia. You can also use your Orange Everyday card overseas without paying any foreign transaction fees.

The Savings Maximiser account is another popular product offered by Ing Direct. This high-interest savings account allows you to earn interest on your savings while still having access to your money whenever you need it.

Home Loans

If you're looking to buy a home or refinance an existing mortgage, Ing Direct has got you covered. Their home loan products come with competitive interest rates and flexible repayment options so that you can find a loan that suits your needs.

Personal Loans

Whether you need funds for a new car or want to consolidate debt into one easy-to-manage payment, Ing Direct's personal loans are an excellent option. With fixed interest rates starting from as low as 6.99% p.a., these loans offer affordable repayments over terms ranging from 1-5 years.

Credit Cards

Ing Direct offers two credit card options: the Orange One Platinum Visa card and the Orange One Low Rate Visa card. Both cards come with no annual fee and offer up to 55 days interest-free on purchases when paid in full each month.

Insurance

Protecting yourself against unexpected events is essential, which is why Ing Direct offers comprehensive insurance policies covering life insurance, income protection insurance, trauma cover insurance & total permanent disability (TPD) cover Insurance at competitive prices so that everyone can afford them easily without breaking their budget limits..

Superannuation

Planning for retirement may seem daunting but it doesn't have to be! With ING DIRECT Living Super®, Australians have access not only low-cost superannuation but also investment options tailored specifically towards their individual goals - whether they're saving up for retirement or just trying out different investment strategies along the way!

Why Choose Ing direct?

There are many reasons why people choose ing direct australia over other banks:

1) No monthly fees on everyday accounts
2) Competitive interest rates on savings accounts
3) Flexible repayment options on home loans
4) Affordable personal loan rates starting at just 6.99% p.a.
5) No annual fee credit cards
6) Comprehensive insurance policies at competitive prices
7) Low-cost superannuation plans tailored towards individual goals

Conclusion:

In conclusion , if you're looking for an online bank that provides excellent customer service along with great value-for-money financial products then look no further than ing direct australia . They offer everything from everyday banking solutions like transaction accounts & high-interest savings accounts through more complex offerings such as mortgages , personal loans , credit cards , insurances & superannuations . So whatever stage of life or financial situation may be facing right now - there's something here waiting just around corner ready help take control back into hands again!