About Henrico fcu
Henrico Federal Credit Union: Your Trusted Financial Partner
Henrico Federal Credit Union is a member-owned financial institution that has been serving the Greater Richmond community for over 60 years. As a not-for-profit organization, our mission is to provide affordable financial services to our members and help them achieve their financial goals.
At Henrico FCU, we believe in building strong relationships with our members based on trust, respect, and transparency. We understand that every member has unique financial needs and goals, which is why we offer a wide range of products and services designed to meet those needs.
Our Products and Services
We offer a variety of products and services to help you manage your finances effectively. Whether you need a checking account for your day-to-day transactions or want to save for your future goals, we have the right solution for you.
Checking Accounts: Our checking accounts come with no monthly fees or minimum balance requirements. You can access your account online or through our mobile app anytime, anywhere.
Savings Accounts: We offer several savings accounts options including regular savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and more.
Loans: We provide loans for various purposes such as auto loans, personal loans, home equity loans/lines of credit (HELOCs), mortgages etc., at competitive rates with flexible terms.
Credit Cards: Our credit cards come with low-interest rates and no annual fees. You can earn rewards points on every purchase made using the card which can be redeemed later for cashback or other rewards.
Online Banking: With our online banking service you can manage your finances from anywhere at any time. You can check balances; transfer funds between accounts; pay bills; view transaction history etc., all from the comfort of your home or office.
Mobile Banking App: Our mobile banking app allows you to access all the features available in online banking plus additional features like mobile check deposit etc., making it easier than ever before to manage your finances on-the-go!
Why Choose Henrico FCU?
There are many reasons why Henrico FCU should be your preferred choice when it comes to managing your finances:
Member-Owned Institution - As a member-owned institution we work solely in the best interest of our members rather than shareholders.
Low Fees - We charge minimal fees compared to other banks/credit unions.
Competitive Rates - Our loan rates are lower than most banks/credit unions.
Personalized Service - At Henrico FCU we treat each member as an individual rather than just another customer.
Community Involvement - We actively participate in community events & support local charities/non-profits.
Financial Education – We provide free educational resources & tools so that members can make informed decisions about their finances.
How To Join?
Joining Henrico Federal Credit Union is easy! If you live/work/worship/study within one of these counties- Chesterfield County; Hanover County; City Of Richmond; Goochland County; Powhatan County then you are eligible for membership!
You will need:
1) A valid government-issued ID
2) Proof Of Eligibility
3) $5 initial deposit into savings account
Once approved by us as an eligible member then enjoy all benefits offered by us!
Conclusion
In conclusion,Henrico Federal Credit Union offers affordable financial solutions tailored specifically towards its members' needs while providing personalized service backed by decades-long experience in serving its community's residents.Henrico FCU provides excellent customer service along with low fees & competitive rates making it an ideal choice if looking out for reliable yet affordable banking options.Join today & start experiencing what makes us different from others!
henricofcu.org
