About Headwaters state bank
Headwaters State Bank: A Trusted Financial Institution for Your Banking Needs
Headwaters State Bank is a reputable financial institution that has been serving the banking needs of individuals and businesses in Wisconsin since 1955. Originally known as Phelps State Bank, it was granted permission by the Wisconsin State Banking Commission to move its charter to Land O’ Lakes, Wisconsin and change its name to Headwaters State Bank.
With over six decades of experience in the banking industry, Headwaters State Bank has established itself as a trusted partner for customers seeking reliable financial services. The bank offers a wide range of products and services designed to meet the unique needs of each customer.
Personal Banking Services
Headwaters State Bank provides personal banking services that cater to individual customers' financial needs. These include checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and loans.
Checking Accounts: Headwaters offers various types of checking accounts with different features such as free online banking and bill pay options. Customers can choose from basic checking or interest-bearing checking account options depending on their preferences.
Savings Accounts: The bank also offers savings account options with competitive interest rates that help customers grow their money over time. Customers can choose from regular savings or money market account options based on their specific goals.
Certificates of Deposit (CDs): For those looking for higher returns on their investments without taking risks associated with stocks or mutual funds, Headwaters offers CDs with fixed interest rates ranging from 3 months up to 5 years.
Individual Retirement Accounts (IRAs): Planning for retirement is essential; therefore, Headwater's IRA plans offer tax advantages while helping customers save towards retirement goals.
Loans: Whether you need a loan for home improvement projects or financing your dream car purchase, Headwater's loan officers are available to assist you in finding the right loan product that fits your budget and lifestyle requirements.
Business Banking Services
Headwaters State Bank also provides business banking services that cater to the unique needs of small and medium-sized businesses. These include checking accounts, savings accounts, loans, merchant services, and cash management.
Checking Accounts: Headwaters offers various types of business checking accounts with different features such as free online banking and bill pay options. Customers can choose from basic checking or interest-bearing checking account options depending on their preferences.
Savings Accounts: The bank also offers savings account options with competitive interest rates that help businesses grow their money over time. Customers can choose from regular savings or money market account options based on their specific goals.
Loans: Headwaters State Bank provides a range of loan products designed to meet the financing needs of small and medium-sized businesses. These include commercial real estate loans, equipment loans, lines of credit, and SBA loans.
Merchant Services: The bank's merchant services provide businesses with payment processing solutions that enable them to accept credit card payments from customers easily.
Cash Management: Headwaters' cash management solutions help businesses manage their finances more efficiently by providing tools for managing cash flow effectively while minimizing risks associated with fraud or theft.
Online Banking
Headwaters State Bank's online banking platform is user-friendly and secure. It allows customers to access their accounts 24/7 from anywhere in the world using any device connected to the internet. With online banking, customers can check balances, transfer funds between accounts or pay bills conveniently without visiting a branch location physically.
Conclusion
Headwaters State Bank is a trusted financial institution that has been serving Wisconsin residents since 1955. With its wide range of personal and business banking products/services coupled with its commitment to customer satisfaction through excellent service delivery; it has become one of the most preferred banks in Wisconsin today. Whether you are an individual looking for personal financial solutions or a business owner seeking reliable financial support for your enterprise; Headwater's team is always available to assist you in achieving your goals.