Greenbox Capital

Greenbox Capital is a Canadian business loans company specializing in high-risk business loans and funding for bad credit. They offer merchant cash advances, invoice factoring, and lines of credit to help small and mid-sized businesses grow. The company claims to provide funding in as little as one business day with approvals based on business potential rather than just credit scores.

The company funds businesses in Canada across all provinces, as well as in the United States including American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and the U.S Virgin Islands. They specifically target industries such as medical, dental, and law practices alongside restaurants and retailers. Their funding options range from as low as $3,000 up to $500,000 depending on the business needs.

To start the process, applicants can use the Business Funding Calculator on their website to assess financing needs before applying online. The company states that their Funding Advisors will respond within an hour during regular business hours to assist with the application. The streamlined online application is designed to help businesses get working capital deposited in as little as 24 hours.

Greenbox Capital states that their approval process can take as little as 2-5 business hours, with funds available in one business day. They claim to have an in-house communication center that allows instant access to information for underwriters. The company highlights that they can approve more small business funding than traditional lenders by looking at overall business health.

The company offers a variety of financing products including collateral loans, equipment financing, and business lines of credit. Collateral loans are described as secured loans using commercial real estate to reduce risk, potentially allowing larger amounts with lower rates. They also provide invoice factoring where businesses sell pending invoices in exchange for cash.

According to the website, the company has over 12 years of experience and has funded over 50,000 businesses. They claim that their application approval can happen in as little as 2-5 business hours. The company also mentions that they fund businesses in most industries, including high-risk sectors like construction and automotive dealers.

The company's website mentions that they do not fund startups, requiring businesses to be in operation for at least 5 months to qualify. They also state that there are no restrictions on how the working capital funding is used once approved. The company aims to respond to all voicemails and emails within an hour during regular business hours.

Greenbox Capital claims to be different from traditional lenders by approving funding based on business potential rather than just credit ratings. They emphasize a streamlined online application and faster turnaround times to reduce stress for business owners. The company also offers a business funding calculator to help users quickly assess their financing needs.

The company provides a business funding calculator as a tool to help users assess their financing needs before applying. This feature allows businesses to quickly determine how much funding they might qualify for based on their specific situation. The calculator is part of their effort to make the application process more transparent and accessible.

The company states that they will never over-leverage a business by giving more funding than it can handle. They focus on building partnerships based on trust, integrity, and communication with their clients. The Funding Advisors are described as knowledgeable and dedicated to helping businesses succeed through strong relationships.

The company operates with a No-Call Policy and maintains a privacy policy on their website. They also note that they do not accept walk-ins for their offices. For mail correspondence, they direct users to use their US address in Miami, Florida, while their Canadian office is in Toronto.

Greenbox Capital offers a Company Broker Services option for those interested in becoming an ISO partner. Interested parties can call 1-855-442-3423 or fill out an online application to learn more about the ISO program. The company also highlights that they fund women, minority, and veteran businesses as part of their diverse client base.

The company's website includes a Resource Centre and Testimonials section to provide additional information to potential clients. They also mention that they fund businesses in Quebec with a specific French-language option for that region. The contact information provided includes both a Canadian and a US address for different types of correspondence.

The official website of Greenbox Capital is greenboxcapital.ca.