GovOwed

GovOwed is an online service that helps UK businesses identify government grants, R&D tax credits, regional schemes, and council funding by matching them against official criteria from sources like UKRI and CORDIS. Users enter business details via a short questionnaire to receive a ranked list of matches with eligibility explained rule by rule, and the platform also drafts application documents for a one-off fee of £29 for a full report.

The service is designed for UK businesses of all sizes, including sole traders, who need to find funding opportunities without navigating multiple government websites. It covers sectors such as hiring staff, training staff, R&D, and equipment, and operates across England, Scotland, Wales, and Northern Ireland.

Getting started is free with a scan that takes about two minutes and requires no sign-up or account. Users answer eight quick questions about their sector, size, location, and plans, after which they can purchase a full company report for £19.95 to access detailed eligibility checks and application drafts.

Pricing includes a free scan, a one-time £19.95 full report that re-runs for 12 months, and a 10-report pack for £129. There is also a practice plan for £499/year for accountants, and a launch offer provides 50% off the first report using the code LAUNCH50 until the end of Sunday 15 November.

Reports are digital content supplied immediately upon purchase, and unused credits in a 10-pack can be cancelled for a full refund within 14 days if none have been redeemed. Partially used packs are refunded pro-rata within 14 days, and the practice plan can be cancelled anytime from the account with the effect taking place at the end of the paid year.

The platform tracks 200 schemes and draws on official UK data sources such as UKRI, CORDIS, and gov.uk to verify its 81 tracked schemes against the funder's own criteria. It is built in Edinburgh and is a Velra product, with company data sourced from Companies House.

The service is not FCA-regulated and is an independent service not part of or endorsed by the UK government. It is not financial, legal, tax, or investment advice, and the final decision on eligibility is always made by the funder.

The platform compares itself to other grant-finder tools by offering matches checked against each scheme's published rules rather than generic paragraphs, and it avoids the high success-fee models of agencies that take 10–30% of an award or charge £2,750+ minimums.

The service provides a Grant Radar email newsletter that sends new grants, R&D credits, and regional schemes worth knowing before competitors find them, with no fluff and an option to unsubscribe anytime.

A person reads every message sent to the help and complaints form or the email [email protected] and replies within one working day, ensuring quick resolution for issues like out-of-date details or broken links.

The platform offers a free re-run for 12 months and allows users to save schemes to come back to later, which addresses the need for flexibility in the application process.

The service is particularly suited for small businesses looking for a middle way between doing it themselves and hiring an agency, avoiding subscription models and sales calls.

The platform uses Stripe for refunds, which normally land back on the original payment method within 5–10 working days, and includes a 14-day cooling-off right for digital content once supply begins.

The official website of GovOwed is govowed.uk.

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