About First heritage federal credit union
First Heritage Federal Credit Union is a full-service financial institution that has been serving the Twin Tiers region for over 60 years. The credit union was founded in 1954 with the aim of providing affordable financial services to its members. Today, First Heritage has grown to become one of the most trusted and respected credit unions in New York and Pennsylvania.
As a not-for-profit financial cooperative, First Heritage is owned by its members, who are also its customers. This unique structure allows the credit union to offer better rates and lower fees than traditional banks. Members can enjoy free checking accounts with no minimum balance requirements or monthly maintenance fees.
In addition to checking accounts, First Heritage offers a wide range of other financial products and services designed to meet the needs of its members. These include savings accounts, certificates of deposit (CDs), money market accounts, IRAs, loans for cars and homes, credit cards, online banking services and more.
One of the things that sets First Heritage apart from other financial institutions is its commitment to providing personalized service. The credit union's staff takes pride in getting to know each member individually so they can provide tailored advice and solutions based on their unique needs.
First Heritage also offers competitive rates on home mortgages and auto loans in both New York State and Pennsylvania. Whether you're looking to buy your first home or upgrade your vehicle, you can count on First Heritage for affordable financing options.
Another advantage of banking with First Heritage is access to over 30 surcharge-free ATMs throughout New York State's Southern Tier region as well as Northern Pennsylvania area through CU$ Network ATM network which includes more than 80 locations across NY & PA . Members can also use their debit cards at thousands of ATMs nationwide through CO-OP Network ATM network without any additional fees.
In recognition of its commitment to excellence in customer service , community involvement ,and overall performance ,First heritage federal Credit Union was voted "2021 Best Credit Union" by readers' choice awards conducted by Star-Gazette newspaper .
Overall , if you're looking for a reliable financial institution that puts your needs first , look no further than First heritage federal Credit Union . With competitive rates , personalized service,and convenient access through multiple channels including mobile app & online banking platform - it's easy see why so many people choose this credit union as their primary bank .