First American Insurance Underwriters Review

About First American Insurance Underwriters

First American Insurance Underwriters: A Trusted Name in the Insurance Industry

First American Insurance Underwriters is a national insurance wholesaler that has been providing top-notch life, disability income, long-term-care and annuity solutions for financial advisors and life insurance professionals since 1981. With over 40 years of experience in the industry, First American has established itself as a trusted name in the insurance market.

The company's mission is to provide its clients with innovative products and services that meet their unique needs. First American works closely with its partners to develop customized solutions that help them achieve their business goals. The company's team of experienced professionals is dedicated to delivering exceptional customer service and support.

Life Insurance Solutions

First American offers a wide range of life insurance solutions designed to meet the needs of individuals, families, and businesses. The company's portfolio includes term life insurance, universal life insurance, whole life insurance, survivorship life insurance, and more.

Term Life Insurance: This type of policy provides coverage for a specific period (usually between one and thirty years). It is an affordable option for those who need temporary coverage.

Universal Life Insurance: This type of policy provides flexible premiums and death benefits. It allows policyholders to adjust their coverage as their needs change over time.

Whole Life Insurance: This type of policy provides permanent coverage with level premiums throughout the policyholder's lifetime. It also builds cash value over time that can be used for various purposes such as paying premiums or taking out loans.

Survivorship Life Insurance: This type of policy covers two people (usually spouses) under one contract. The death benefit is paid out after both insureds have passed away.

Disability Income Solutions

First American also offers disability income solutions designed to protect individuals from loss of income due to illness or injury. Disability income policies provide monthly benefits that can help cover living expenses while an individual is unable to work due to a covered disability.

Long-Term Care Solutions

Long-term care policies provide coverage for individuals who require assistance with daily living activities such as bathing, dressing, eating or getting around due to chronic illness or injury. First American offers long-term care policies designed specifically for this purpose so you can rest assured knowing you are covered when you need it most.

Annuity Solutions

Annuities are investment products designed to provide guaranteed income during retirement years by converting lump-sum payments into regular payments over time. First American offers fixed annuities which guarantee interest rates on your investment while protecting your principal from market fluctuations; indexed annuities which offer potential higher returns based on stock market performance; variable annuities which allow you greater control over your investments but come with higher risk levels than other types available through our firm!

Why Choose First American?

There are many reasons why clients choose First American as their preferred partner in the industry:

- Experience - With more than four decades in business we have seen it all! Our team has extensive knowledge about different types of policies available today so we can help guide you through any questions or concerns.
- Customized Solutions - We understand every client has unique needs when it comes down selecting an appropriate plan tailored just right them! That’s why we work closely together developing customized plans specifically suited towards each individual situation.
- Exceptional Customer Service - Our team prides itself on providing exceptional customer service every step along way! We’re here answer any questions may arise throughout process making sure everything goes smoothly possible!
- Competitive Pricing – We offer competitive pricing options without sacrificing quality service provided by our experienced staff members!

Conclusion:

In conclusion if you're looking for reliable partner within industry look no further than first american underwriters! With decades experience behind us coupled together personalized attention given each client there’s no better choice when it comes down selecting right plan tailored just right them!