About Exchange bank
Exchange Bank: Your Trusted Community Bank for Personal and Business Banking Needs
Exchange Bank is a community bank that has been serving the financial needs of individuals and businesses since 1890. With over 130 years of experience, Exchange Bank has established itself as a trusted financial institution in the communities it serves.
At Exchange Bank, we understand that every customer has unique financial needs. That's why we offer a wide range of personal and business banking services to meet those needs. Whether you're looking for a checking account, savings account, mortgage loan or SBA loan, our team of experienced bankers is here to help you achieve your financial goals.
Personal Banking Services
At Exchange Bank, we believe that banking should be easy and convenient for our customers. That's why we offer a variety of personal banking services designed to make managing your finances simple and hassle-free.
Our personal banking services include:
Checking Accounts: We offer several types of checking accounts to meet your specific needs including free checking with no minimum balance requirement.
Savings Accounts: We offer competitive interest rates on savings accounts so you can watch your money grow.
Certificates of Deposit (CDs): Our CDs provide guaranteed returns on your investment with flexible terms ranging from 3 months to 5 years.
Online Banking: Our online banking platform allows you to manage your accounts from anywhere at any time with ease.
Mobile Banking: Our mobile app lets you access your accounts on-the-go so you can stay connected with us wherever life takes you.
Business Banking Services
As a community bank, we understand the importance of supporting local businesses. That's why we offer a variety of business banking services designed to help small businesses grow and thrive in their communities.
Our business banking services include:
Business Checking Accounts: We offer several types of business checking accounts including free checking with no minimum balance requirement so you can focus on growing your business instead of worrying about fees.
Business Savings Accounts: We offer competitive interest rates on business savings accounts so you can earn more while keeping your funds safe and secure.
Lines Of Credit: Our lines-of-credit provide flexible financing options for short-term cash flow needs or unexpected expenses that may arise in running any successful enterprise
Commercial Real Estate Loans & Mortgages : Whether it’s purchasing new property or refinancing an existing one; our commercial real estate loans are tailored specifically towards helping small businesses succeed by providing them access capital they need when they need it most!
SBA Loans : As an SBA Preferred Lender ,we have extensive experience working with small businesses across various industries .We are committed towards helping entrepreneurs achieve their dreams by providing them access capital through SBA loans .
Why Choose Exchange Bank?
At Exchange Bank, our mission is simple - To be the best community bank possible by providing exceptional service ,competitive products & innovative solutions tailored specifically towards meeting individualized customer requirements .
Here are some reasons why customers choose us:
Experience - With over 130 years in operation ,we have built up extensive knowledge & expertise within the industry which enables us deliver superior service .
Community Focused - As an independent community bank ,we take pride in supporting local initiatives & giving back through charitable donations .
Personalized Service - At Exchange bank ,you’re not just another number ;our team takes time getting know each customer personally ensuring all their unique requirements are met .
Competitive Products – From deposit products like CD’s & Savings Accountsto lending products like Home Loans,SBA loans etc.,our product suite offers competitive pricing alongwith innovative features designed specifically around meeting individualized customer requirements
Innovation – At exchange bank ,we constantly strive innovate ways improve upon existing processes thereby enhancing overall customer experience
Conclusion
If You're looking for personalized service from experienced bankers who care about helping You achieve Your financial goals then look no further than exchange bank! With over 130 years’ worth expertise under its belt coupled together cutting-edge technology solutions; there really isn't anything this institution cannot do when it comes down delivering superior value proposition its customers !