About Disal administradora de consorcio ltda
Disal Administradora de Consórcio Ltda: The Ultimate Solution for Your Car Financing Needs
Are you looking for a reliable and affordable way to finance your dream car? Look no further than Disal Administradora de Consórcio Ltda. With over 50 years of experience in the industry, Disal is one of the leading consórcio (consortium) administrators in Brazil, offering a wide range of plans for various car models from top brands such as Fiat, Honda, Volkswagen, Chevrolet and more.
What is a consórcio?
A consórcio is a type of financing that allows individuals or companies to purchase goods or services through a group savings system. In other words, instead of taking out a loan from a bank or financial institution to buy your car outright, you join a group with other people who have similar goals and contribute monthly payments towards the total cost of the vehicle. Each month, one member is selected by lottery to receive their car while others continue making payments until everyone in the group has received their vehicle.
Why choose Disal?
Disal offers several advantages over traditional financing options such as loans or leasing. Firstly, there are no interest rates involved - you only pay an administration fee which is much lower than what banks charge for loans. Secondly, there are no credit checks required - anyone can join regardless of their credit score or financial history. Thirdly, you have more flexibility when it comes to choosing your payment plan - you can select longer terms with smaller monthly payments if that suits your budget better.
Disal also provides excellent customer service throughout the entire process - from selecting your plan to receiving your car keys. Their team of experts will guide you through every step and answer any questions you may have along the way.
How does it work?
To get started with Disal's consórcio plans, simply visit their website and browse through their available options. You can choose from plans for new or used cars, with different payment terms and amounts depending on your budget and preferences. Once you've selected your plan, you'll need to provide some basic information such as your name, address, and contact details.
After that, you'll be assigned a group of people who are also interested in purchasing the same car model as you. Each month, everyone in the group will make their payments which will go towards a common fund. The amount of money available in the fund increases every month as more people join and contribute.
Once a month, one member is selected by lottery to receive their car while others continue making payments until everyone has received their vehicle. Disal ensures that this process is fair and transparent - they use an independent auditor to oversee the selection process and ensure that all members have an equal chance of winning.
Conclusion
Disal Administradora de Consórcio Ltda is an excellent choice for anyone looking for a reliable and affordable way to finance their dream car. With over 50 years of experience in the industry, Disal has established itself as one of Brazil's leading consórcio administrators with plans for various car models from top brands such as Fiat, Honda, Volkswagen, Chevrolet and more.
Their consórcio plans offer several advantages over traditional financing options such as loans or leasing - no interest rates involved; no credit checks required; more flexibility when it comes to choosing your payment plan; excellent customer service throughout the entire process.
So why wait? Visit Disal's website today and start your journey towards owning your dream car!