About Cooperative of american physicians, inc.
Cooperative of American Physicians, Inc. (CAP) is a California-based medical malpractice insurance provider that has been serving physicians since 1975. CAP is a physician-owned and operated organization that offers comprehensive medical malpractice protection to its members at a lower cost than traditional insurance policies.
CAP's mission is to provide affordable and reliable medical malpractice coverage to physicians in California. The company's unique business model allows it to offer rates that are up to 20% lower than those of other insurers while still providing the same level of coverage.
One of the key benefits of being a member of CAP is access to its risk management program. This program provides members with resources and tools designed to help them reduce their risk of facing malpractice claims. Members can attend seminars, webinars, and workshops on topics such as patient communication, informed consent, documentation, and more.
In addition to its risk management program, CAP also offers legal defense services in the event that a member faces a malpractice claim. The company has an experienced team of attorneys who specialize in defending physicians against these types of claims.
Another advantage of being a member of CAP is the ability to participate in its dividend program. This program allows members who have been with the company for at least one year and have not had any claims paid out during that time period to receive dividends based on their premium payments.
CAP also offers cyber liability insurance as an optional add-on for members who want additional protection against data breaches or other cyber threats.
Overall, Cooperative Of American Physicians Inc provides excellent value for physicians looking for affordable yet comprehensive medical malpractice coverage in California. With its focus on risk management and legal defense services along with competitive rates and dividend programs, it's no wonder why so many doctors choose CAP as their preferred insurer.