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M
3 years ago

Do not use them. It took me only one month to real...

Do not use them. It took me only one month to realize after seeking info on debt management and they call to start the process is the only time you will ever be able to speak to a person. They send out proposals that somehow never make it to the creditors. Then the payments they send are so small you have remaining balance plus the late fees which double my payment for the next month through the creditors. I was in contact daily with my creditors and they even tried more than 20 times to contact CESI. Even leaving messages with my reps voicemail asking for confirmation. This company slacks hard on the contract details. Just don t use em. They may be good if your behind, but helping consolidate payments at a lower rate, that is where you get hurt.TRUST ME, don t use this company.

J
3 years ago

Absolutely not worth even trying the service they ...

Absolutely not worth even trying the service they offer,
They dont listen to the customer at all
I updated my phone number, address and email with them back in November 2019, only to find out today that they never received any update information, they are extremely slow on making the payments to my creditors which then caused even more problems with them due to late fees and other interest related fees that just keep climbing.
Even still today after my phone call to them with my new updated email address and I'm told they sent email out but again nothing at all has been recieved .
Cesi has done nothing but cause me even more issue's with creditors and their customer service rep's are not helpful at all in any way & are rude and unprofessional.

H
3 years ago

Gave them a lot of personal information a lot of i...

Gave them a lot of personal information a lot of it...for no reason at all! So I don't make enough money to pay all my credit cards..hence in debt... all my Bills are current so they can't help me. If I'm in debt that's the point/reason I'm needing help/assistance.

J
4 years ago

don't expect to do any of this process on line. t...

don't expect to do any of this process on line. they require a long phone call for everything. nothing was paid in a timely manor at all. the information I was given up front was almost not at all what actually happened. I appreciate the call however after the person I spoke to there on friday treated me like trash I don't think I'd like to speak with your customer service reps again. thanks

T
4 years ago

They helped me with my Credit Card Debts. Excellen...

They helped me with my Credit Card Debts. Excellent Counselors and Customer Care service. Recommended . Call and do the Financial Assessment, is FREE. Thank you CESI for give me Debt Relief.

J
4 years ago

Consumer Education Services Inc was honestly the b...

Consumer Education Services Inc was honestly the best decision I have made to get rid of my debt hassle free. With having about 40K worth of debt, it would have taken me years to pay off my debt especially with the high interest rates that the credit card companies had, compared to what CESI helped me get. The customer service was phenomenal and accommodating every phone I ever made. I never waited more than 3 minutes waiting to speak to a representative. Thank you Consumer Education Services Inc for making my life now debt free!!!!

T
4 years ago

Over the Past 4+ years they have helped me get my ...

Over the Past 4+ years they have helped me get my credit in check and pay off 3/4 of my debt. I just recently got a really good job and I am able to take over the rest of the payments left on my account with out CESI but I will always recommend to anyone that struggled like I did with credit card debt to contact them. They are more then willing to help.

It was very hard for me at first to even call them but the best part was for about 5 different card they made it 1 easy payment and they sent the money out to them so i didn't loose track or forget. Plus they did lower my interest rate on at least 3 of them. Though I certainly hope I don't get into trouble again with CC debit but if I do i know i can always reach back out to them for assistance.

B
4 years ago

I reached out about debt consolidation advice and ...

I reached out about debt consolidation advice and scheduled a 15 minute phone consultation (they were 10 minutes late). 30 minutes into the call they informed me that I'm not eligible for their services because I'm able to pay all of my bills. Why didn't they make that clear upfront instead of wasting so much of my time?

About Consumer Education Services, Inc

Consumer Education Services, Inc. (CESI) is a non-profit organization that provides financial education and debt management services to individuals and families across the United States. With over 20 years of experience in the industry, CESI has helped thousands of people achieve financial stability and freedom.

At CESI, we understand that managing debt can be overwhelming and stressful. That's why we offer a range of services designed to help you take control of your finances and get back on track. Our team of certified credit counselors will work with you to create a personalized plan that fits your unique needs and goals.

One of our most popular services is our debt management program (DMP). A DMP allows you to consolidate your unsecured debts into one affordable monthly payment. We work with your creditors to negotiate lower interest rates, waive fees, and stop collection calls. This can help you pay off your debts faster while saving money on interest charges.

In addition to our DMP, we also offer credit counseling sessions where our counselors will review your budget, credit report, and provide personalized advice on how to improve your financial situation. We also provide housing counseling for those who are struggling with mortgage payments or facing foreclosure.

At CESI, we believe that education is key when it comes to achieving financial success. That's why we offer a variety of educational resources including webinars, articles, videos, podcasts as well as online courses covering topics such as budgeting basics; understanding credit scores; managing debt; saving for retirement; investing in stocks or bonds etc.

We are committed to providing high-quality services at an affordable price point so everyone can access them regardless of their income level or background. Our fees are based on a sliding scale depending on income level so everyone can afford the help they need without breaking the bank.

If you're struggling with debt or just want some guidance on how best manage your finances then give us call today! Our friendly staff will be happy answer any questions you may have about our programs/services or schedule an appointment for free consultation session with one of our certified counselors who will guide through every step towards achieving financial freedom!

In conclusion Consumer Education Services Inc., offers comprehensive solutions for anyone looking for assistance in managing their finances effectively while reducing their overall debt burden through its various programs like Debt Management Plan (DMP), Credit Counseling Sessions & Housing Counseling among others which are tailored according individual needs ensuring maximum benefit at minimum cost possible making it accessible even those who cannot afford expensive professional advice from private firms thus making it an ideal choice for anyone looking forward towards achieving long-term financial stability & success!

Consumer Education Services, Inc

Consumer Education Services, Inc

2.6