About Coasthills credit union
CoastHills Credit Union: Serving the Central Coast of California with Affordable Financial Solutions
CoastHills Credit Union is a not-for-profit financial institution that has been serving the Central Coast of California since 1958. With a mission to provide affordable financial solutions to its members, CoastHills offers a range of products and services including car loans, home loans, business loans, and interest-earning checking accounts.
As a credit union, CoastHills is owned by its members and operates for their benefit. This means that profits are returned to members in the form of lower fees, better rates on loans and deposits, and improved services. Unlike banks that are focused on maximizing profits for shareholders, credit unions like CoastHills exist solely to serve their members.
Car Loans
If you're in the market for a new or used car, CoastHills can help you get behind the wheel with an affordable auto loan. With competitive rates and flexible terms up to 84 months (depending on your creditworthiness), you can find a loan that fits your budget. Plus, with pre-approval available online or at any branch location, you can shop for your next vehicle with confidence.
Home Loans
Whether you're buying your first home or refinancing an existing mortgage, CoastHills has options to fit your needs. From conventional fixed-rate mortgages to government-backed programs like FHA and VA loans, our experienced mortgage team can guide you through the process from start to finish. And if you're looking for ways to save money on interest over time or shorten your loan term, we offer adjustable-rate mortgages (ARMs) as well as 15- and 20-year fixed-rate options.
Business Loans
Small businesses are the backbone of our local economy here on the Central Coast. That's why we offer business lending solutions designed specifically for entrepreneurs like you. Whether you need funds for equipment purchases or working capital to grow your business operations – we have options available at competitive rates.
Interest-Earning Checking Accounts
At CoastHills Credit Union we believe in rewarding our members who use our checking accounts by offering them interest earnings! Our checking account comes packed with features such as free online banking & bill pay; mobile banking; eStatements; overdraft protection; direct deposit & more!
Why Choose Us?
There are many reasons why people choose us over other financial institutions:
1) We offer personalized service - When it comes down it all boils down personal attention which is what sets us apart from other banks.
2) We have competitive rates - Our goal is always providing affordable financial solutions.
3) We give back - As mentioned earlier because we’re not-for-profit organization so when there’s profit left over after expenses it goes back into improving member services.
4) We’re community-focused - As part of being community-focused organization we support local charities & events throughout central coast region.
In conclusion,
Coasthills Credit Union provides affordable financial solutions tailored specifically towards individuals living within central coast region in California state! Whether it's car loans or home financing needs they've got covered! They also provide small businesses access funding opportunities which helps stimulate growth within local economy while also giving back through charitable donations made possible thanks being non-profit organization!
coasthills.coop
