About Cibik & cataldo
Cibik & Cataldo: Your Trusted Philadelphia Bankruptcy Attorneys
Are you struggling with overwhelming debt and don't know where to turn? Look no further than Cibik & Cataldo, your trusted Philadelphia bankruptcy attorneys. With years of experience helping clients achieve immediate debt relief, our team of skilled lawyers is here to guide you through the bankruptcy process and help you get back on track financially.
At Cibik & Cataldo, we understand that financial difficulties can be incredibly stressful and overwhelming. That's why we offer a range of services designed to help you find the best solution for your unique situation. Whether you're facing foreclosure, wage garnishment, or mounting credit card debt, our team has the knowledge and expertise necessary to help you navigate the complex world of bankruptcy law.
Our Services
We offer a variety of services designed to meet your specific needs:
Chapter 7 Bankruptcy: This type of bankruptcy is often referred to as "liquidation" because it involves selling off assets in order to pay off debts. Chapter 7 is typically used by individuals who have little or no income and few assets.
Chapter 13 Bankruptcy: This type of bankruptcy allows individuals with regular income to create a repayment plan that allows them to pay off their debts over time. Chapter 13 can be a good option for those who want to keep their assets but need some relief from their debts.
Foreclosure Defense: If you're facing foreclosure on your home, our team can help. We'll work with your lender on your behalf in order to negotiate a loan modification or other alternative that will allow you to keep your home.
Wage Garnishment Defense: If creditors are garnishing your wages in order to collect on unpaid debts, we can help put an end to it. Our team will work with creditors on your behalf in order negotiate a payment plan that works for both parties.
Credit Card Debt Relief: Credit card debt can be a major source of stress and anxiety. Our team can help you negotiate with creditors in order to reduce your debt and create a manageable payment plan.
Why Choose Cibik & Cataldo?
At Cibik & Cataldo, we pride ourselves on providing our clients with the highest level of service and support. Here are just a few reasons why you should choose us as your Philadelphia bankruptcy attorneys:
Experience: With years of experience helping clients achieve debt relief, our team has the knowledge and expertise necessary to guide you through the bankruptcy process.
Personalized Service: We understand that every client is unique, which is why we take the time to get to know you and your specific needs in order to provide personalized service tailored to your situation.
Affordable Fees: We believe that everyone deserves access to quality legal representation, which is why we offer affordable fees designed to fit within your budget.
Free Consultation: We offer free consultations so that you can get an idea of what working with us would be like before making any commitments.
Contact Us Today
If you're struggling with overwhelming debt, don't wait any longer. Contact Cibik & Cataldo today for a free consultation with one of our experienced Philadelphia bankruptcy attorneys. Let us help you find the relief you need so that you can start living life on your own terms again.