Central illinois credit union Review

About Central illinois credit union

Central Illinois Credit Union: Your Trusted Financial Partner

Central Illinois Credit Union is a full-service financial institution that has been serving the east-central Illinois community for over 80 years. As a not-for-profit organization, our mission is to provide our members with affordable financial services and products that help them achieve their financial goals.

We are proud to be a member-owned cooperative, which means that every member has an equal say in how we operate and what services we offer. Our focus is on providing personalized service and building long-term relationships with our members.

Membership at Central Illinois Credit Union is open to anyone who lives or works in east-central Illinois. We believe in inclusivity and welcome everyone regardless of their background or financial situation.

Our Products and Services

At Central Illinois Credit Union, we offer a wide range of products and services designed to meet the diverse needs of our members. Whether you need a checking account, savings account, loan, or credit card, we have you covered.

Checking Accounts: We offer several types of checking accounts designed to fit your lifestyle. From basic accounts with no monthly fees to high-yield interest-bearing accounts, we have something for everyone.

Savings Accounts: Our savings accounts come with competitive interest rates and no monthly maintenance fees. You can choose from regular savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and more.

Loans: We offer various types of loans including auto loans, personal loans, home equity loans/lines of credit (HELOCs), mortgages (fixed-rate/adjustable-rate), student loans/refinancing options as well as business lending solutions tailored specifically for small businesses looking for financing options such as lines-of-credit or term-loans etc..

Credit Cards: Our credit cards come with low-interest rates and no annual fees. You can choose from several different types including rewards cards that earn points towards travel or merchandise purchases.

Online and Mobile Banking: We offer online and mobile banking services that allow you to manage your accounts from anywhere, anytime. You can check your balances, transfer funds, pay bills, deposit checks remotely using our mobile app.

Financial Education: We believe in empowering our members with the knowledge and tools they need to make informed financial decisions. That's why we offer free financial education resources including webinars, seminars, and one-on-one consultations with our financial experts.

Why Choose Central Illinois Credit Union?

There are many reasons why you should choose Central Illinois Credit Union as your trusted financial partner:

1. Personalized Service: Our focus is on building long-term relationships with our members by providing personalized service that meets their unique needs.

2. Competitive Rates: We offer competitive rates on all of our products and services so that you can save money and achieve your financial goals faster.

3. Community Involvement: We are committed to giving back to the communities we serve through charitable donations and volunteer work.

4. Member-Owned Cooperative: As a member-owned cooperative, every member has an equal say in how we operate and what services we offer.

5. Financial Education Resources: We believe in empowering our members with the knowledge they need to make informed financial decisions through free educational resources such as webinars/seminars etc..

Conclusion

Central Illinois Credit Union is more than just a bank; it's a community of people working together towards common goals. Whether you're looking for a checking account or a mortgage loan or anything else related to finance - we have got you covered! With competitive rates on all of our products/services combined with personalized service from experienced professionals who care about helping YOU succeed financially - there's no better place than Central Illinois Credit Union!