About Cencap federal credit union
Cencap Federal Credit Union: Your Trusted Financial Partner in Hartford, Connecticut
Are you looking for a reliable financial institution that can help you achieve your financial goals? Look no further than Cencap Federal Credit Union! As a member-owned, not-for-profit financial cooperative, we are committed to providing our members with affordable and convenient banking services that meet their unique needs.
At Cencap Federal Credit Union, we believe that everyone deserves access to high-quality financial services. That's why we have expanded our membership eligibility to include anyone who lives, works, learns or prays in Hartford Connecticut. Whether you're a student at one of the local colleges or universities, an employee at one of the many businesses in the area or a resident of Hartford County, we welcome you to join our credit union and take advantage of all the benefits that come with membership.
Our Services
At Cencap Federal Credit Union, we offer a wide range of banking services designed to help our members manage their finances more effectively. Some of our most popular services include:
- Checking accounts: Our checking accounts come with no monthly fees and no minimum balance requirements. Plus, they offer free online banking and bill pay so you can manage your money from anywhere.
- Savings accounts: We offer several types of savings accounts including regular savings accounts and money market accounts. All of our savings accounts earn competitive interest rates so your money can grow faster.
- Loans: Whether you need a personal loan for unexpected expenses or want to finance a new car or home improvement project, we have loans available at competitive rates.
- Credit cards: Our credit cards come with low interest rates and no annual fees. Plus, they offer rewards points for every dollar spent which can be redeemed for travel discounts and other perks.
Why Choose Cencap Federal Credit Union?
There are many reasons why people choose Cencap Federal Credit Union as their primary financial institution:
1) We are member-owned - This means that all profits generated by the credit union are returned back to members in the form of lower fees and better interest rates.
2) We are not-for-profit - Unlike banks which exist solely to make profits for shareholders; credit unions exist solely to serve their members' best interests.
3) We provide personalized service - At Cencap Federal Credit Union; every member is treated like family. Our staff is always available to answer questions; provide guidance on financial matters; and help members achieve their goals.
4) We offer competitive rates - Because we don't have shareholders demanding high returns on investments; we're able to pass along those savings directly back into lower loan rates; higher deposit yields; fewer fees etc..
5) We invest in local communities - As part of our commitment towards social responsibility & community development initiatives across Greater Hartford region where most people live work learn pray etc..