The extensive list of lenders is impressive, covering most major car brands. It is good to see such a wide range available for checking.
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What is Mis-Sold Car Finance Claims?
Car Claims Check is a trading name of Consumer Reclaim Ltd, a claims management company authorised and regulated by the Financial Conduct Authority with reference number 835212. The business helps consumers pursue compensation for mis-sold vehicle finance agreements, including PCP and HP contracts taken out between 2007 and 2024. It operates as a UK-based service dedicated to reclaiming money lost through these specific financial deals.
How does the claims process work from start to finish?
The company operates through a three-step process: first, you complete a free 'Find My Agreements' check to see if you might have a claim; second, specialists handle the claim preparation and submission on your behalf; and third, they progress the claim with the lender while keeping you updated throughout the process.
Are there any costs to start a claim?
No upfront payment is required to make a claim, meaning there is no financial risk for the customer at the beginning. The service involves a free initial agreement check followed by claim preparation, submission, and ongoing management with the finance lender on behalf of the customer. Consumers can also claim for free directly to their finance provider or to the Financial Ombudsman Service without using this company.
What is the expected compensation for a successful claim?
The business states that the FCA has introduced a free-to-use motor finance redress scheme, and estimates consumers could receive, on average, around £829 per agreement. However, any redress is not guaranteed and will depend on individual circumstances and eligibility. The amount of compensation depends on the details of the specific case being reviewed.
Who is this service specifically for?
The service is designed for consumers who have taken out PCP or HP contracts with lenders listed on their website, such as Audi Financial Services, Ford Credit, or Santander Consumer Finance. It specifically targets agreements entered into between 2007 and 2024 that may have been mis-sold by a dealer or lender.
How do I begin a mis-sold car finance claim?
To begin, you must complete the 'Find My Agreements' form which collects key details about you to locate any finance agreements you may have taken out. This tool is described as completely free, taking only a few minutes to complete and giving results to see if you might have a claim. The process is fast and straightforward, setting the stage for a thorough assessment of your claim's eligibility.
What do Reddit users say about this business?
Some users on Reddit mention the service as 'Settle My PCP' and note the potential to recover up to £829 per agreement. Others have discussed disputes over car finance claims agreement and termination fees after signing up for an eligibility checker. These discussions highlight common concerns around the initial assessment phase.
What defines a mis-sold agreement according to the company?
The business's own website states that a car finance agreement is considered mis-sold when a dealer or lender does not give clear, accurate, or complete information about the terms of the deal. This lack of information can result in signing an agreement that isn't suitable for your needs or that doesn't fully reflect your best interests. The company aims to make the process smooth and straightforward to address these issues.
How can I contact the business?
The company's website includes a list of lenders they can check against, ranging from A1 Automotive to VW Finance. They also provide contact details including the phone number 0161 564 5206 and the email address [email protected] for getting in touch.
What are the practicalities for getting started?
The website states that the process is completely free and takes only a few minutes to complete. It is described as a no-obligation check that gives results to see if you might have a claim. This low-barrier entry point is intended to encourage users to quickly assess their potential eligibility.
What certifications or compliance standards does the business follow?
The business highlights that it is authorised and regulated by the Financial Conduct Authority, providing a level of oversight for its regulated claims management activities. This regulatory status is a key feature distinguishing it from unregulated entities in the sector. The company also emphasizes the free nature of the initial check as a key benefit.
What is the official website of Mis-Sold Car Finance Claims?
The official website of Mis-Sold Car Finance Claims is carclaimscheck.com.
How is Mis-Sold Car Finance Claims rated on Trustburn?
On Trustburn, Mis-Sold Car Finance Claims has a rating of 4.2 out of 5 based on 5 reviews.
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5 Reviews
The step-by-step guide is clear and easy to follow. It is helpful to know that specialists handle the preparation and submission. The list of covered lenders is comprehensive.
The availability of information regarding PCP and HP claims is quite thorough. The website clearly explains the differences between these finance types and what issues can be claimed. It is reassuring that they cover agreements from 2007 to 2024, which captures a wide range of potential cases. The option to find agreements for free is a practical feature. Knowing that the company is regulated by the FCA provides some comfort. The process of submitting details seems straightforward, and the promise of handling the hard work is appealing. It is a useful resource for anyone wondering if they were mis-sold car finance.
It is quite convenient how they have laid out the steps for checking your agreements. The fact that it is a free check to see if you might have a claim is a good starting point. The list of lenders is extensive, covering major brands like BMW and Ford, which gives me confidence that they cover the big players. The process seems simple enough that anyone could do it without much hassle. I like that they mention the FCA regulation as well, which adds a layer of trust. The website is clean and easy to navigate, so finding the right section was not difficult at all. It feels like a sensible way to check on potential compensation without committing to anything immediately.
The site offers a straightforward three-step process and lists numerous lenders, making it easy to find if you might have a valid claim for mis-sold finance.
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About Mis-Sold Car Finance Claims
Car Claims Check is a UK-based claims management company that helps consumers pursue compensation for mis-sold vehicle finance agreements, including PCP and HP contracts taken out between 2007 and 2024. The service involves a free initial agreement check, followed by claim preparation, submission, and ongoing management with the finance lender on behalf of the customer. The company is a trading name of Consumer Reclaim Ltd and is authorised and regulated by the Financial Conduct Authority. It notes that consumers can also claim directly from their finance provider or through the Financial Ombudsman Service for free, and that some cases may be referred to other claims management companies or solicitors in exchange for a referral fee. The website lists numerous lenders whose agreements can be reviewed for potential mis-selling claims.
- Website
- carclaimscheck.com
