About California coast credit union
California Coast Credit Union: Your Trusted Financial Partner
California Coast Credit Union is a financial institution that has been serving the San Diego community for over 90 years. As one of the longest-serving credit unions in the area, Cal Coast has built a reputation for providing exceptional financial services to its members.
At California Coast Credit Union, we believe that everyone deserves access to affordable and reliable financial services. That's why we offer a wide range of products and services designed to meet your unique needs. Whether you're looking for low auto loan rates, free checking accounts, or other financial solutions, we have you covered.
Our commitment to our members is reflected in everything we do. From our friendly and knowledgeable staff to our state-of-the-art online banking platform, we strive to make banking as easy and convenient as possible. We understand that life can be busy, which is why we offer flexible hours at all of our branches and 24/7 access through online banking.
One of the things that sets California Coast Credit Union apart from other financial institutions is our focus on community involvement. We believe in giving back to the communities where we live and work by supporting local organizations and events. Our employees are encouraged to volunteer their time and talents in support of causes they care about.
If you're looking for a trusted partner for all your financial needs, look no further than California Coast Credit Union. With competitive rates on loans and savings accounts, personalized service from experienced professionals, and a commitment to making banking easy for everyone, Cal Coast is the clear choice for San Diego residents who want more from their bank.
Auto Loans
At California Coast Credit Union, we understand that buying a car can be stressful – but it doesn't have to be! Our auto loans are designed with your needs in mind so you can get behind the wheel of your dream car without breaking the bank.
We offer competitive rates on new or used cars with flexible terms up to 84 months. Plus, we offer pre-approvals so you can shop with confidence knowing exactly how much you can afford.
Our auto loans come with a variety of benefits, including:
• No application fees
• No prepayment penalties
• Easy online application process
• Discounts for automatic payments and direct deposit
Whether you're in the market for a new car or looking to refinance your current loan, California Coast Credit Union has the right solution for you.
Checking Accounts
At California Coast Credit Union, we believe that everyone deserves access to free checking. That's why we offer a variety of checking accounts designed to meet your unique needs – all with no monthly maintenance fees!
Our Free Checking account is perfect for those who want basic checking services without any added frills. With no minimum balance requirements and unlimited check writing privileges, this account is ideal for anyone who wants simple and straightforward banking.
For those who want more from their checking account, our Rewards Checking offers cash back on debit card purchases and ATM fee refunds up to $20 per month. Plus, if you maintain an average daily balance of $2,500 or more in your Rewards Checking account or have combined balances of $25,000 or more across all your Cal Coast accounts (excluding credit cards), you'll earn even higher interest rates on your deposits.
Savings Accounts
At California Coast Credit Union, we understand that saving money is important – but it's not always easy! That's why we offer a variety of savings accounts designed to help you reach your financial goals faster.
Our Regular Savings account is perfect for those who want a simple way to save money while earning competitive interest rates. With no minimum balance requirements and easy access through online banking or at any Cal Coast branch location, this account makes saving easy.
For those who want higher interest rates on their savings deposits without sacrificing liquidity or accessibility, our Money Market Savings offers tiered interest rates based on your account balance. Plus, you can make up to six withdrawals per month without penalty.
If you're looking for a longer-term savings solution, our Certificates of Deposit (CDs) offer guaranteed interest rates for terms ranging from 3 months to 5 years. With competitive rates and flexible options, our CDs are a great way to earn more on your savings while keeping your money safe and secure.
Online Banking
At California Coast Credit Union, we understand that banking should be easy and convenient – which is why we offer state-of-the-art online banking services designed with your needs in mind.
Our online banking platform allows you to:
• Check account balances
• Transfer funds between accounts
• Pay bills online
• View transaction history
• Set up alerts for account activity
Plus, with our mobile app, you can access all these features on the go from your smartphone or tablet. Whether you're at home or on the road, Cal Coast's online banking makes managing your finances easy and hassle-free.
Community Involvement
At California Coast Credit Union, we believe in giving back to the communities where we live and work. That's why we support local organizations and events through volunteerism and financial contributions.
Our employees are encouraged to get involved in causes they care about by volunteering their time and talents. From serving meals at homeless shelters to participating in charity walks/runs, Cal Coast employees are making a difference in their communities every day.
In addition to volunteerism, California Coast Credit Union also supports local organizations through financial contributions. We sponsor events like San Diego Pride Festival & Parade as well as donate funds towards various non-profit organizations such as Rady Children’s Hospital Foundation & San Diego Food Bank etc..
Conclusion
California Coast Credit Union is more than just a bank – it's a trusted partner for all your financial needs. With competitive rates on loans and savings accounts, personalized service from experienced professionals who speak fluent English, and a commitment to making banking easy for everyone, Cal Coast is the clear choice for San Diego residents who want more from their bank. Whether you're looking for low auto loan rates, free checking accounts, or other financial solutions, we have you covered. So why wait? Join California Coast Credit Union today and start enjoying the benefits of membership!
calcoastcu.org