About Argent credit union
Argent Credit Union: Your Trusted Financial Partner
Are you looking for a reliable financial partner that can help you achieve your financial goals? Look no further than Argent Credit Union. As a full-service, not-for-profit, member-owned cooperative, we are committed to providing our members with the best possible financial services and products.
With locations in Richmond, Chester, and Midlothian, we are conveniently located to serve our members throughout the region. Whether you need a checking account or a loan for your dream home or car, we have the expertise and resources to help you achieve your goals.
Our History
Argent Credit Union was founded in 1956 by employees of Reynolds Metals Company. Over the years, we have grown into one of the largest credit unions in Virginia with over 30,000 members and assets exceeding $300 million.
As a not-for-profit organization owned by our members, we are able to offer competitive rates on loans and deposits while providing exceptional service. Our mission is to improve the financial well-being of our members by offering affordable financial services that meet their needs.
Our Services
At Argent Credit Union, we offer a wide range of financial services designed to meet the needs of our diverse membership base. Some of our most popular services include:
Checking Accounts: We offer several types of checking accounts designed to meet your specific needs. Whether you prefer an account with no monthly fees or one that earns interest on your balance, we have an option for you.
Savings Accounts: We offer several savings accounts options including regular savings accounts as well as money market accounts that earn higher interest rates.
Loans: We offer a variety of loan options including auto loans, personal loans and home equity loans at competitive rates so that you can get what you need without breaking the bank.
Credit Cards: Our credit cards come with low-interest rates and no annual fees making them perfect for everyday use or emergencies when cash isn't available.
Investments: We also provide investment opportunities such as IRAs (Individual Retirement Accounts) which allow individuals to save money tax-free until retirement age arrives!
Online Banking & Mobile App Access
We understand how important it is for our members' convenience when it comes down managing their finances online from anywhere they may be located at any time they want! That's why Argent Credit Union offers online banking access through its website where customers can check balances; transfer funds between accounts; pay bills electronically; view transaction history; set up alerts about account activity such as low balances or overdrafts among other features!
Additionally - mobile app access allows customers even more flexibility when it comes down managing their finances on-the-go! With this feature enabled users can do everything from depositing checks remotely using their smartphone camera's scanner function all while enjoying peace-of-mind knowing they're protected against fraud thanks due security measures implemented within both platforms!
Why Choose Argent Credit Union?
There are many reasons why people choose Argent Credit Union over other banks or credit unions in Virginia:
1) Competitive Rates - Our loan rates are some of the lowest around which means more money stays in your pocket instead going towards high-interest payments;
2) Exceptional Service - Our staff is dedicated towards ensuring every customer receives personalized attention whenever needed;
3) Convenient Locations - With branches located throughout Richmond VA area there's always an office nearby ready assist whenever necessary;
4) Community Involvement – As part being member-owned cooperative organization – giving back community important us too! That’s why each year donate thousands dollars local charities organizations support causes close hearts those who live work here locally!
Conclusion
In conclusion if looking trustworthy partner manage finances then look further than Argent Credit Union! With decades experience serving residents Richmond VA area along commitment towards improving lives through affordable banking solutions tailored individual needs – there’s never been better time join us today start experiencing benefits firsthand!