4 years ago
I understand that with the Covid-19 issues, many c...
I understand that with the Covid-19 issues, many companies are overwhelmed right now. That is the only rationale I can come up with to explain the total lack of communication or follow-up, I have received from this company.
I enrolled in Allstate's Short-term Disability coverage, last September. I had both knees replaced on 1/13/20. I was denied coverage. Allstate claimed that my medical records indicated I had AFIB 6 years ago, and I would have not been issued a policy, had they known. Allstate sent me a check to refund the premiums I had paid. I did not cash it, because I went through the Appeals process.
My Primary Care Physician wrote them an indignant letter, explaining that the AFIB I experienced was a one-time event, resulting from medication taken to combat pain from a kidney stone. I never was treated for AFIB, nor did any follow-up Dr visits indicate that I have AFIB.
On May 2nd, I received a follow-up letter from Mr John Johnson, Sr Underwriter, saying that he reviewed the letter from my Physician, and they would honor my policy. Mr Johnson requested that I return the check.
I sent the check to Mr Johnson, via Certified mail the very next day, on May 3rd. The USPS tracking number indicated that the letter arrived at the USPS location in Jacksonville, on May 7th. Unfortunately, the Tracking Number does not indicate the letter was ever delivered. I was issued a Missing Mail Search ID from the USPS, but nothing has ever come of it.
I have left Mr Johnson, many voice messages, describing the predicament. In those messages, I gave him the Tracking Number,and the Missing Mail ID Number, and said that he should be able to verify the check has never been cashed.
During the messages I left with Mr Johnson, I have asked him to please call me.
I have gotten no response AT ALL. At his point, all I can say is he is very ignorant of customer service.