About Alliant credit union - ia
Alliant Credit Union - IA: A Non-Profit Financial Cooperative for Members
Alliant Credit Union - IA is a non-profit financial cooperative that is owned by its members. Unlike traditional banks, Alliant Credit Union operates with the sole purpose of providing financial services to its members at competitive rates and with exceptional customer service. With over 500,000 members nationwide and more than $12 billion in assets, Alliant Credit Union has become one of the largest credit unions in the United States.
History
Alliant Credit Union was founded in 1935 as United Airlines Employees' Credit Union. The credit union was established to provide affordable financial services to employees of United Airlines and their families. Over time, the credit union expanded its membership eligibility criteria to include other select employee groups and eventually opened up membership to anyone who meets certain requirements.
Membership Eligibility
To become a member of Alliant Credit Union - IA, you must meet one of the following eligibility criteria:
- You are an employee or retiree from a company or organization that partners with Alliant.
- You are an immediate family member (spouse, child, sibling, parent) of an existing member.
- You live or work in one of the communities where Alliant has a branch location.
- You make a donation to Foster Care for Success or another eligible charity.
Products and Services
Alliant offers a wide range of products and services designed to meet the needs of its diverse membership base. Some notable offerings include:
Checking Accounts: Members can choose from three different checking account options – High-Rate Checking (with no monthly fees), Teen Checking (for ages 13-17), and Free Checking (with no minimum balance requirements).
Savings Accounts: Members can open savings accounts with competitive interest rates that help them save money for future goals like buying a home or planning for retirement.
Credit Cards: Alliant offers several credit card options including Visa Platinum Rewards Card which earns rewards points on every purchase made using it.
Auto Loans: Members can finance new or used cars at competitive rates through Alliants auto loan program.
Mortgages: Whether you're buying your first home or refinancing your current mortgage loan, Alliants mortgage program offers low rates and flexible terms designed to fit your unique needs.
Investments & Retirement Planning: Through partnerships with leading investment firms like Charles Schwab & Co., Inc., TD Ameritrade Institutional Services®, Fidelity Investments®, etc., members have access to professional investment advice tailored specifically towards their individual goals.
Online Banking & Mobile App
Members have access to online banking through which they can manage their accounts anytime anywhere using any device connected via internet connection. The mobile app allows users not only check balances but also deposit checks remotely without visiting any branch location physically.
Community Involvement
As part of its commitment towards community development initiatives aimed at improving lives within local communities where it operates branches; alliancet participates actively in various charitable causes such as Foster Care For Success among others.
Conclusion
In conclusion; if you're looking for an alternative banking option that puts your interests first while offering competitive rates on loans/mortgages/savings accounts/credit cards/investments/retirement planning then look no further than joining alliancet today! With over $12 billion in assets under management coupled with exceptional customer service experience offered by friendly staffs who always go above-and-beyond expectations when serving customers; there's never been better time than now join this amazing non-profit financial cooperative owned by our members!
alliantcu.com
