cbrett smith

Review of rateGenius, Inc.

I thought it was just another bulk mail scam, beca...

I thought it was just another bulk mail scam, because the rate on the letter from RATEGENIUS said I had been PRE-APPROVED for would literally cut my current Auto Loan APR in half.

So in a fit of I ll show them , I went online and filled out the application.

In a couple hours I received a call from a young man by the name of Brian Scott. An exceptionally personable and professional gentleman who confirmed in fact that I had been pre-approved for the rate as advertised.

He went on to say, all he needed was a few pieces of information, and he would be sending my an email that told me exactly what to do.

Now did I say unbelievably low rate? I meant ridiculously low rate because he was cutting my APR by slightly more than 50%

That s in half ladies and gents.

So, I grilled this nice young man like a well done hamburger to find out what the catch was.

Certainly, somewhere on the fine print, I would find the clause that would soon be sending my soul south for a really long time .

But it wasn t there.

He kindly and respectfully answered all of my questions and said he would have a final decision upon receipt of the docs and approval of the lender, typically with 72 hours.

PERFECT. Enough time research and crush this too good to be true offer.

At this point, I thoroughly vetted this company with a GOOGLE search.

Because GOOGLE KNOWS ALL.

And, as fate would have it, a very close friend friend owns a FORD dealership, so I called him.

After hearing the details, he advised don t let the sun set without accepting that offer, they re cutting your APR by 50% .

DONE.

Now there are times when a RE-FI is not a good thing and I urge DUE DILIGENCE and to ASK THE HARD QUESTIONS.

But in my book RATEGENIUS is legit.

It was a seamless, stress-free transaction and Brian Scott could not have been more courteous or transparent in answering ALL OF MY QUESTIONS.

I was approved and RATEGENIUS saved me $75 per month.

That s real money to me and I am very pleased.

I could not be happier with my experience with RATEGENIUS and HIGHLY RECOMMENDED them to all of my family, friends and colleagues, and to those who have the patience to read this entire review!