When you suffer a traffic accident, SOAT insurance...

When you suffer a traffic accident, SOAT insurance covers only what the doctor who treated you diagnosed in the medical record. I attributed it to the lack of experience and knowledge of these doctors, which makes them omit several injuries that one has suffered in an accident, and that is why one has to deal in vain with La Positiva insurance, and that will not be covered by the SOAT and that one will have to pay out of pocket, despite having a coverage of S /. 21,000