Jerry Lee

Review of rateGenius, Inc.

First off I'd highly recommend Andy Lam. He went a...

First off I'd highly recommend Andy Lam. He went above and beyond. I never received any kind of offers in the mail. I honestly just submitted an auto refinance application via the website. I'll say that I'm currently trying to rebuild my credit after some poor decisions and choices on my own part. So I actually never even thought anything would go through. Figured I'd receive another rejection email. Used to it. I couldn't even get my personal local credit union that I've been with a few yeqrs to give me a chance. I was just looking for a little savings per month on my car loan ( Ford Mustang GT, I was single when I bought the car and now I have a family with 2 small children). Money is tight at times and wanted that little extra cushion. Low and behold to my amazement I got a call from Andy Lam. He had found me a lender (a credit union even!) That lowered my over 10% APR to 8% and cut my monthly payment $140.00 a month.. with a gap warranty to boot! I'm so happy to be broken free of my old lender. I'm not a RateGenious employee or paid spokesperson I'm an actual average customer. This company is 100% legit. So even if you have a not so good credit score I'd still recommend applying. Granted I added 3 years to auto loan but plan is to pay what I'm paying now to get it paid faster but have that extra wiggle room if I need it. Deffinetly contact Andy Lam because he keeps you posted every step of the way and goes to bat for you. Responds well to emails and text messages. Also process is very quick and easy. I will tell anybody I know looking for help or to save money to reach out to RateGenius. Can't vouch for everyone but they deffdefini helped me!