Chris Tuffley Review of Zopa
**WARNING"" if you are a Self employed or a Limite...
**WARNING"" if you are a Self employed or a Limited company director these clowns wont be able to help you.
Sadly Zopa don't have the first clue about how Limited company directors run a business and how finances are paid out of a business. We are not self employed we run a limited company. I declared my average income as an IT contractor over 3 years based on a consistently good day rate whilst paying myself a mix of PAYE salary and dividends. They wouldn't believe the income that i put in the application despite providing business & personal bank accounts and contracts and eventually after days of waiting asked to see a Self assessment tax return S100 form as proof of income. When i explained that all that will show is tax paid on what i draw out of my business the underwriters became sarcastic and rude. After many painful conversations I decided to cancel the application and have gone elsewhere.
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