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Soon after I married my wife, I changed from Alpin...

Soon after I married my wife, I changed from Alpine Credit Union to UCCU. I asked to be added to her account so that we could establish a joint checking account. After one year we both decided it was time to get a credit card. A few years later I found out that I was not added to the credit account, I was basically added as her son. UCCU was not reporting on my credit report. We went to get a home loan to purchase our first home and the agent helping us told me that I didn't have a credit score. My luckily my wife had an outstanding credit score and enough income to still get approved for the loan. I'm currently on the title but not on the actual mortgage loan. This whole experience has brought about a ton of stress and frustration.

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