Zopa has gone from hero to zero for me. I had sign...

Zopa has gone from hero to zero for me. I had significant funds in an "access" account last year when they had a liquidity crises leaving me completely dry. Communication was very poor. This year they failed to process and ISA on deadline day and have tried to put it into the following year. Added to that they have now got rid of the safeguarding fund without improving the rates, there are MUCH better P2P companies out there.