First time trying out P2P lending and after 6 mont...

First time trying out P2P lending and after 6 months my investment stands at a net loss after 3 defaults in as many weeks! Not panicking yet but not happy with the performance so leaving this review. Also, they do not secure your loan anymore and have not increased the rate to compensate for the additional risk. For this reason, I do not recommend them.



Edit2: approaching the year mark and the return has picked up. Still below 2% but better than the best bank. After contacting zopa I was informed the projected return factors in expected defaults, which put me more at ease.