It was bad when my wife became unemployed. We coul...

It was bad when my wife became unemployed. We could not raise any more money to pay our debts. All the orders and the calls of creditors and debt collection agencies got on our nerves. The unannounced visits at home by an employee from the collection agency were also unpleasant. We lost our nerves, however, when we were threatened to submit to my boss a garnishment. That's where our existential fear began. Even losing my job would have been the worst. whatever else could have happened to us. Every day, when I went to work, I was afraid to be called to the boss. I work in a family business in a place where almost everyone knows everyone. Not only that I would have become unemployed, no, almost everyone would have noticed. By chance on the internet I found a report on Plan-Finanz 24. I wrote an email and they answered quickly. The company's employees immediately took action and worked out a debt settlement roadmap. This initially made us very reassuring. Unbundling of the low offers that we were able to make to the creditors was not such an agreement in sight. We were joined by a lawyer who explained to me and my wife how things can continue and what kind of impact we have on us. With my consent, he also explained the situation to my boss in advance. In particular, he also explained the period of good conduct and then pay the salary a certain amount to the administrator and I can then be freed from all debts. My boss agreed with that. I am immensely grateful to Plan-Finanz 24 and the recommended lawyer. We now have a future in mind and a lot more money to live on a monthly basis. But the most important thing is also the peace that has returned, because nobody can annoy anymore.