Don't do what they say.

Don't do what they say.

Invested a few thousand with them 3 years ago. Over that time, they have overinvested in risky loans which defaulted, so I've received nowhere near their advertised rates. This is all at a time when the economy and employment are positive stories. Through all of it, advertised rates were around 5%. They either don't know their customers at all or are fraudulently misreporting their rates.