James Black

Review of rateGenius, Inc.

Nice rep, but do your homework. Not told that I w...

Nice rep, but do your homework. Not told that I would take several hard checks on my credit report. Self employed, but they wanted my tax returns for two years (70+ pages) and my Profit/Loss Statements. "The credit union just wants to make sure there are no liens on your income." Felt I was refinancing a home not a car. They do like to push the GAP insurance. My monthly savings would have been around $20. It was not worth the effort. I stopped the process. FYI - my credit score is 730.