Customer service is NONE Existent with this compan...

Customer service is NONE Existent with this company! HORRIBLE to have the unfortunate experience of dealing with the incompetence of them. They will leave you on hold for extremely long periods of time,then say they will call back...and DO NOT! They had the nerve to penalize me for making my payment too close together! WAY TO GO MBFS... put the screws to a good customer that pays you early every month ??? AWEFUL PEOPLE !