DO NOT do business with this company. Zyskind, an...

DO NOT do business with this company. Zyskind, and Karfunkel family are all crooks they have a history of shady business dealings, ruined company's and have devastated 1000's of people financially. They routinely cooked the books by under funding reserves while over stating profits. It was all a house of cards until it all came crashing down. The only reason they went private was to keep from going to jail.