*UPDATE*

*UPDATE*
STOP LYING TO PEOPLE AND SAYING YOU DONT HAVE A LIEN ON OUR HOMES!!!

Nothing but INTEREST! My husband and I purchased a water filtration system from the American Water Company (a merchant of ISPC s). $63 of our monthly payment goes toward interest, when we signed up for a 7.9% APR. The representatives have been rude and talked down to me like I am stupid, interrupt me, etc. This company put a lien on our home, and trust me, if you purchased from one of their merchants and financed with ISPC, just take a quick look at your county assessor s webpage. We didn t know their was a lien and weren t told this would happen until a year and half later (just found out today)! I m appalled. They say it is a lien on the appliance, but that is FALSE. Maybe ISPC just doesn t know what a UCC Fixture Filing is. We also were supposed to have deferred payments without interest for the first 6 months after purchase; guess what accrued? $60-$63 dollars of interest EACH OF THOSE 6 MONTHS OF DEFERRED PAYMENTS!! Do your wallet (and your sanity) a favor, and stay the heck away from ISPC.