To everybody who is being sued by this cheap law f...

To everybody who is being sued by this cheap law firm do not try to contact them they will not help you. Instead wait for them to try to sue you, then send the court and these people a copy of a validation letter, you can download these online for free. Make sure to show up to your court date, and make sure that they have provided requested materials proving you owe the loan. If they cannot provide a contract, a chain of custody, and your first and last statements for the account being sued over they have no case and you can ask for it to be dismissed. Whatever you do do not pay these people money! When you start paying on an outstanding debt it restarts the time period of statutory limitations, do not pay on old debts. Thank you for attending my Ted talk.