Lee Gorman

Review of Envision Credit Union

Take your money and run! Envision Credit Union ha...

Take your money and run! Envision Credit Union has no scruples, and remind me of the major banks that caused the financial crisis. Today I asked for a list of fees. They fit over 100+ assorted fees on an 8-1/2 by 11 sheet of paper, including: Close your acccount within 180 days of opening = $20; or transfer your account to a new account number = $25. That's just the beginning. I had another "member" use my account number to pay their Amex bill (I don't have an American Express card, period). It took Envision hitting my account 3 times for $50, and then filling out a "stop payment" form to get them to stop trying to withdraw the funds. I guess the other member is excluded from dealing with this. But that's not the end of it. A few months later I wrote a $50 check to my spouse, and guess what? They put a hold on it because it was for $50! I quote: "Mr. xxx, you put a hold on a payment for $50 a few months back, so we stop any payments for that amount to check it. Oh, how about going to a local gas station and using my debit card; that put a $90 hold on my account. I asked my spouse (who banks elsewhere) if she had the same issue. Nope! Just Envision Credit Union suckers! And if you want to make a deposit, meaning just put your account number on the back of a check, don't think about it. My spouse tried that for me, but they wouldn't accept it unless I signed it. So I left work early to deal with it. Enough of them! I will definitely find another credit union.