Although my credit and income were sufficient, I w...

Although my credit and income were sufficient, I was denied the full amount of an auto loan request according to the Amplify auto loan manager. When I asked why, I was told that "cars depreciate in value and we are not comfortable with loaning that amount" or words to that effect. As an investor, my first thought after hearing that was utter disbelief. Everything fluctuates in value. What do they say to someone who attempts to borrow money to finance a wedding - that you can't have one because it's a depreciating asset? They offered me a partial loan amount, but I said no thanks. I told Amplify that I would take my request to another lender. But it's really a shame that you can't rely on your own financial institution. I told her that my net worth was over 7 figures and offered to provide financial statements to calm any fears. Her response - " take the partial loan and get the rest of the money from those sources." I immediately concluded that she knew very little about investing (ironic from someone working in the financial industry). You don't go out and sell securities that appreciate at 20-30% annually when you can borrow the money at 3-4%, which is at or near the cost of inflation (anytime you can borrow money below the cost of inflation, it's essentially a free loan). There are also tax implications from selling securities. So in light of all this, I have to look for a new financial institution. I'll get the loan someplace else. But it's just the thought of having to go through this process again with another lender, especially as an established customer