If I could give negative stars, I would

If I could give negative stars, it would be negative 1000 stars. The salespeople are told to lie to get the sale. had a customer service person tell me this straight up. They say you get a 30-day free look at the policy, but you have to pay to get the details. The 30-day free look you have no coverage, but you pay for the fact you have no coverage. Then you pay each month going forward. That makes it 30-day paid look with no coverage. If you try to make changes you have to start over. Have a new 30 day "free" look period. and change rates. I have filed a complaint with the NYS Insurance board.