I too wish that I had read google, or even underst...

I too wish that I had read google, or even understood what a revolving account was. I would've never dealt with them either. I have had all kinds of credit in my lifetime, but I've never seen such a rip off. It should be illegal. I paid on time for several years and never saw my balance go down. I originally financed $4900 for a water filter. I've paid over $3300. Now due to some late payments I owe $5646. I got behind on several accounts after losing my job. All the other accounts have tried to work with me and NOT raise the amount that I already owe. The only way they will work with me is to charge me more interest. My mother also purchased one through them. She paid it off in 2 months and they harassed her for $40 interest when there was no interest at the time she paid it off. By far the WORSE business of any (not just credit) that I've ever done business with. Even when I've tried to call and work it out, I get voice mails and they don't call me back.