Leslie Cruz

Review of USA Financial Network

I m a realtor in the Santa Cruz area and a big chu...

I m a realtor in the Santa Cruz area and a big chunk of my clients are first time home owners, Spanish speaking. I ve looked high and low, Murphy Bank or Bay Federal and this broker has the best rates and low downs for pre-hud homes or new mobiles, leased land. Pre-his are old mobiles before 1959. Most lenders ask for 50% on them.
The team there is tight, they are family owned and I ve enjoyed working with Harmony and Danielle, as well as their president Joe Tobey who speaks Spanish. Overall I always recommend US Financial Network because I know they will try their hardest to make things work for my clients and run different situations so my client has options.
However, ask who they are originating the loan from if from 21st Century be careful for your client. They run their own program there and will not make exceptions on funding in AM so 2pm it will be and could push your closing to the following business day.