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Review of Foreman Financial Inc.

Due to having shabby credit I researched all the l...

Due to having shabby credit I researched all the local high risk lenders in the greater Los Angeles area. Although Foreman Financial had some poor reviews I decided to borrow directly from them based off a recommendation from a friend that was brutally honest with me.

One Foreman Financial is extremely busy, when I call I may be on hold for a few minutes, but at least I am able to speak directly with a live person. Two straight out the gate my interest rate was high, no matter whom my lender was going to be due to my poor credit my interest rate was going to be high, Foreman was very forthcoming with this information.

I had an unexpected financial hardship that caused me to become delinquent with my loan, Foreman's staff was professional yet direct about the standing of my defaulted loan. Jorge, Josie, Alejandra, Javier and Joanna all assisted me during my default and after my vehicle was repossessed. Yes, if a person does not pay their vehicle loan then their vehicle will be repossessed; this is no one else's fault but mine. The redemption process was scary at first because of the amount of money I was told I would be required to cover the loan amount that was dues, reinstatement fees, repossession fees and storage. Once I spoke with Jose directly and explained my situation and that I could not afford all the fees up front, Jose helped in getting me back into my vehicle. Jose explained that the remaining fees I was not able to cover could be added to my loan.

The company I redeemed my repossessed vehicle from was a bit out of the way, but they were very friendly and professional. The company not only gave me a discount, but they explained everything that I would be required to do in order to get my vehicle back.

With any loan a consumer must be willing to be responsible for financial obligation.