Jason Machetta

Review of rateGenius, Inc.

Bait and Switch still alive and well in the US! Go...

Bait and Switch still alive and well in the US! Got patched through to them from Lending tree. Lending tree was showing a %2.99 auto refi option. I was patched through to the rategenius rep and asked them based on my credit and what information I gave them did it look like I would qualify for the %2.99 ( 816 credit score and a mild DTI with over 50k yearly income) They said that more than likely would. However when they approved me they said best rate was %4.5 and that they have never see a 2.99. Said best they seen was a%3.5 and that was a 36month on a new car! Bait and switch on Both Companies. They use Federal credit unions to fund the loans. Just go directly to the credit unions. DO NOT USE THESE GUYS!