Mike Krajnyk

Review of Senior Life Insurance Company

ALL insurance companies offer limited benefits in ...

ALL insurance companies offer limited benefits in the first two years. Senior Life is no exception. The policies also disclose that if there is a preexisting condition and not disclosed, they will request medical files.

I work for a different company and we too, advise all potential clients of
"graded coverage" if there is a preexisting condition. Some buyers tend not to hear this disclosure. That is why it is spelled out in the policy that is delivered. All consumers have 30 days to review and have the option to cancel if there is something in the policy that they do not like.

Senior Life Insurance may be getting a bad rap due to people unfamiliar with the law. They expect to pay a little in and get a windfall out.