This was the easiest and quickest refi I have ever...

This was the easiest and quickest refi I have ever done. I have done 4 refi's throughout the years. Toby Mbelu was professional and full of information. Toby had conversations with me about refinancing prior to me committing to refi. He always gave me his attention and walked me through the numbers, understanding that I was a numbers person. He advised me of how much cash I could take out of the home and once the appraisal was done he advised me I could take out more if I wanted. He was honest and upfront the whole way.

The loan processor he worked with Sekani Hamilton was also professional and made sure the file looked good before submitting it for underwriting. When the file finally made it to underwriting the request was minimal. They only asked for 1 clarification which is much less than I have had to provide in the past.

These 2 gentlemen made the process quick and painless and on my time schedule. I appreciate the work they did!!!