All very nice and cheap until you have an accident...

All very nice and cheap until you have an accident. In my case the fault of the opposite, I reached a traffic light and I stopped, with crowded police. But according to three experts from the company, my car did not burn due to the impact of another vehicle at more than 80 km / h, but was driving with the vehicle's engine burning. And if you do not agree, hire an expert or three who say otherwise and report to the company. In short, if you want to be covered, go to a real company.