The experience with this company has single handed...

The experience with this company has single handedly ruined my entire life. First I was misinformed about the financier. It shows up as a maxed out chrage account. As you pay down the balance it moves to a lower limit son that you stay at 85 percent credit. When trying to call the company I keep getting forwarded to a voicemail that doesn't call back. Then when you call the receptionist she sees my name and automagically forwards me back to the voicemail that doesn't call back. My payment was supposed to be 78 a month. It ballooned to 114 without notice and when I set up to pay 700 monthly just to get it over with they didn't debit the account and marked me late which dropped my credit score 49 points. Please if you don't do anything else do your research. Now they will probably respond.