Tyler SchmidtReview ofIntegrity Insurance
I am writing this to show people my experience in ...
I am writing this to show people my experience in dealing with "integrity" insurance to date Had a house fire Christmas night this lost everything in the house. The fire happened Dec. 25th it is currently April 8th. Not a single thing has been done to my property 2/3rds of my house is laying on the ground and pushed into part of the basement. And 1/3 is still standing. The existing structure was to be braced capped off and heated "promptly" to protect the 1000 sq ft basement that was left. None of that happened due to poor communication. It is now April the basement and wood structure on it has been exposed to an entire wisconsin winter. "Integrity" asked my builder to do an exactimate bid the house after the third party adjuster dragged his feet for 3 months and didn't do his job "promptly." The exactimate which the insurance company requested came back higher than what they planned for but is still within what my house is insured for. Example being my house was estimated at 560,000 with a 25% buffer to pay for unexpected costs. Which insures the house up to 700,000, the exactimate bid that "integrity" requested of my builder came back at 620,000 my house was a beautiful 3600 sq ft ranch with a walkout basement.when shown the number generated by the computer program "integrity" wanted to use they told me there was no chance that my house worth that much and the won't pay it. The demo is going to cost roughly 20,000 so figuring on a 620,000 dollar settlement that leaves 600,000 which puts the price per sq. Ft at roughly 167 dollars per sq ft the numbers to build near green bay and appleton wisconsin right now go anywhere from 150 per square up to 220 per square. I was told by "integrity" I should be able to build between 90 and 140per sq. On a new home. With that being said now my basement and wood structure thas been exposed to frost and thawing and countless snow and rain storms they would like to try and salvage the remaining exposed structure which will delay my wife and I countless more months of getting back to a normal lifestyle . I don't beleive "integrty" cares about how much they can effect their customers lives by not being "promp"t but hell what does your personal life matter to them as long as you keep making that monthly payment "promptly" is all they are concerned with I'll keep y'all posted with ""promp"t updates. I genuinely beleive the claims guy handling my case is a good hearted person and took care of our personal property very efficiently which I'm thankful for this review is directed more towards the junk 3rd party contractor they bring in i can't wait to hear what there unbyest 3rd party engineer has to say about the smoked out damp cracked structure that is left.

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