I was already considering refinancing when I recei...

I was already considering refinancing when I received their offer in the mail. I performed some cursory research and determined they were a legit company. There were a number of reps involved throughout the process. They were all friendly and helpful and kept me updated on progress.
I would have left 4.5 stars if I could, but I couldn't leave 5 stars as there were just a few things along the way which were less than perfect.
First: overall getting from a-z took a long time. About 2.5 months in my case, and that was with me providing requested info and docs within hours of request.
Secondly: Some of the requested info was redundant. It may have been requested by the underwriters at the end, but the info or docs had already been supplied to Meridian previously.
Third: A couple of times when I supplied info about the desired total of the loan, the ball was dropped. At the last stage the total proposed from Meridian was the maximum loan amount I qualified for, and this amount was way more than I had requested (as far as the cash-back portion) which then took an extra day or two near the end of the process to reconcile.
Overall though, a very positive experience. Once the ink dried, all payments were sent out expeditiously.